With a standard mortgage you can buy a parcel, construct (wholly or partially), renovate or expand your dwelling. The maximum term of the mortgage is 15 years.

To apply for a standard mortgage, make an appointment and bring the following documents:

• Copy of the parcel map
• Approved technical drawing and budget for the dwelling to be constructed or expanded
• Budget for the dwelling you wish to buy, partially or wholly construct, renovate or expand.
• Phase plan
• Extract from the mortgage register
• Copy of your ID card
• Nationality certificate
• Declaration from the CBB
• Employer's declaration or pay slip
• 3 latest payslips
• Non - resident: residence permit
• Entrepreneur: annual figures

• Get a checklist and envelope at one of our offices.
• Collect all the documents on the checklist.
• Fill in the checklist in duplicate and sign it.
• Put the documents and one of the signed checklists in the envelope. (Keep the other signed checklist for your own records.)
• Put the envelope in a Drop-off Box.
• In five working days, you'll receive an invite for a mortgage consultation.

 With DSB Video Banking it is possible to have a personal mortage consult via a remote video connection. Also for complex financial cases like mortgages we are here to assist you personally via a DSB I Video Banking

With this 7% mortgage, you can finance the construction, renovation or expansion of your dwelling for a low interest rate and flexible conditions of repayment. You pay 7% interest annually.

 Requirements

You must meet the following requirements:

• The amount you're borrowing is SRD 250,000 or less.
• The mortgage will be repaid within 25 years.
• Your gross monthly salary (for both you and your partner) is between SRD 2.000 and SRD 8.000
• The surface area of the dwelling is between 150 (new home) and 275 square meters (expansion).
• You should not have access to more homes
• The lot should be debt free